No Annual Fee Credit Cards

Here are the no annual fee credit cards I currently recommend.

I may receive a small commission when you sign up for a card using my link. 


Wells Fargo Propel

Wells Fargo Propel Credit Card

20,000 or $200 Bonus points when you spend $1,000 in the first 3 months.

  • 3x points on dining
  • 3x on gas stations
  • 3x on transit
  • 3x on travel (hotels, car rentals, flights)
  • 3x on streaming services

Hilton Honors

Hilton Honors American Express Credit Card

Earn $100 statement credit and 100,000 Hilton Honors bonus points after you spend $1,000 in 3 months.

  • 7x on Hilton purchases
  • 5x on groceries
  • 5x on dining and gas
  • 3x on all other purchases

IHG Rewards Club Traveler

IHG Rewards Club Credit Card - No annual fee credit card.

Earn 75,000 points after spending $2,000 on purchases in the first three months.

  • Earn up 5x points at IHG hotels and resorts
  • 2x on dining
  • 2x at gas stations
  • 2x at grocery stores

Chase Freedom Unlimited

Chase Freedom Unlimited Credit Card - Best No Annual Fee Credit Cards

Earn $200 after you spend $500 on purchases in the first 3 months.

  • Earn 5% on travel purchased through Chase Ultimate Rewards.
  • Earn 3% on dining.
  • Earn 3% on drugstores.
  • Earn 1.5% on all other purchases

Chase Freedom Flex

Chase Freedom Flex - Best No Fee Credit Cards

Earn $200 after you spend $500 on purchases in the first 3 months.

  • Earn 5% on up to $1,500 in combined purchases in bonus categories.
  • 3% on dining and drugstores.
  • 5% on travel through Chase Ultimate Rewards.