Personal Finance | The Thought Card

Finances

Money doesn’t have to be this ambiguous thing that we don’t talk about.

Here are money thoughts and lessons learned from an ambitious millennial (me) who wants to pay off debt, build wealth and travel.

If you have a specific question, feel free to email me at thethoughtcard@gmail.com.

BUDGETING

CARS

INVESTING

REAL ESTATE

Millennial homeowners: Tips for buying your first home in you twenties.

STUDENT LOANS

SAVING MONEY

How to save for big purchases? What are index funds and how do you start investing?

Latest Articles

Budgeting

Back to Budgeting Basics Series: How to Save for Big Purchases?

How much thought do you give to preparing for big purchases? Do you swipe your credit card and worry about paying it off later, or do you actually save up for big purchases and only buy when you have the cash available to spend? While the…

Budgeting

Back to Budgeting Basics: Things To Do Every Time You Get Paid

Having money in the bank is always a great feeling. Perhaps that’s why every other Friday is my favorite day of the month (I get paid biweekly). Yet, I’ve found that the easiest way for me to manage my money, and not have it disappear without…

What is a budget? | 2018 Financial Goals and Quarterly Check In

Budgeting

Back to Budgeting Basics: What is a Budget?

Many people dread creating a budget, but I have nothing but good things to say about mines. In fact, budgeting has been my saving grace (no pun intended) and it’s one of the most important tools that I have used to manage my money throughout…

Real Estate

How Much Interest Are You Paying on Your Mortgage?

Do you know how much you're paying in interest on your mortgage every day, month or year? Interest has always been one of my biggest motivators for getting out of debt because it's what you pay on top of what you borrowed. Regardless of what…

Real Estate

3 Financial Things To Do After Buying A House

After buying a house, there are a ton of things to do like changing the locks, painting and moving in. However in a frenzy, most new homeowners forget one important thing, setting up the necessary financial systems for paying the mortgage. I…

Investing

Getting Started With Index Funds: Understanding Market Capitalization

As a new homeowner, this past year has been a financial roller coaster. From unexpected repairs to buying new furniture, I’ve spent the last year depleting my savings and paying off debt. But now that my credit cards are all paid off, it is…

Real Estate

First-Time Home Buyer Tips For Buying A House In Your Twenties

Ever since I was young I wanted to own a home. Although I didn't necessarily see myself living in a three bedroom house on a cul-de-sac with a white picket fence and two-door garage (no offense to those who do), I knew that in the long run,…

Jenny Life Insurance: Life Insurance Coverage for moms and families

Saving Money

Jenny Life: Life Insurance Coverage Cost Savings & Benefits

This is a collaborative post with Jenny Life Insurance and BraVoMark. So far, we've talked about protecting your family and wealth as well as how Jenny Life is changing the way busy moms get life insurance coverage. Now let's switch…

Jenny Life Insurance: Prepare for death bills with Jenny Life App

Saving Money

Protect Your Family and Wealth With Jenny Life App

This is a collaborative post with Jenny Life Insurance and BraVoMark. A few years ago right before my mom was scheduled for a big surgery, she sat me down and we reviewed the next steps if she died. Although this wasn’t the easiest conversation…

Saving Money

Top 2018 Financial Goals and Q1 Check In

Every year I set financial goals for myself. This year's list is on a crumbled piece of paper but don't let its shabby appearance fool you. I am extremely committed to accomplishing my money goals. However instead of keeping my financial…

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