Multiple Bank Accounts. Bear and Bull Market Trends Investors Should Know About

Back to Budgeting Basics: Why You Need Multiple Bank Accounts

While many people only have one checking account and one savings account, I’ve had multiple bank accounts for as long as I can remember. In addition to setting financial goals and having a budget, having multiple bank accounts is how…
How to save for big purchases? What are index funds and how do you start investing?

Back to Budgeting Basics Series: How to Save for Big Purchases?

How much thought do you give to preparing for big purchases? Do you swipe your credit card and worry about paying it off later, or do you actually save up for big purchases and only buy when you have the cash available to spend? While the…
How to create a payday money routine when budgeting?

Back to Budgeting Basics: Things To Do Every Time You Get Paid

Having money in the bank is always a great feeling. Perhaps that’s why every other Friday is my favorite day of the month (I get paid biweekly). Yet, I’ve found that the easiest way for me to manage my money, and not have it disappear without…
What is a budget? | 2018 Financial Goals and Quarterly Check In

Back to Budgeting Basics: What is a Budget?

Many people dread creating a budget, but I have nothing but good things to say about mines. In fact, budgeting has been my saving grace (no pun intended) and it’s one of the most important tools that I have used to manage my money throughout…
What is a budget? | 2018 Financial Goals and Quarterly Check In

Top 2018 Financial Goals and Q1 Check In

Every year I set financial goals for myself. This year's list is on a crumbled piece of paper but don't let its shabby appearance fool you. I am extremely committed to accomplishing my money goals. However instead of keeping my financial goals…
Tips For Saving For Christmas

How To Start Saving For Christmas Months Ahead Of Time

As I lounged on the beautiful beaches in Dubrovnik last week, I randomly started thinking about the upcoming holiday season. Despite enjoying my summer vacation in Croatia, I realized that I didn't have a spending plan for Christmas yet. Although…
Emergency Savings & Emergency Fund Dos and Dont's

Emergency Fund Dos And Don'ts

My emergency fund has saved my hide more times than I can count. From car insurance payments to overdrafts, I've relied on my emergency fund to get me through sticky situations. Yet setting money aside for those "just in case scenarios"…